TD Direct Investing · Online brokerage promotions · Current
Receive 3% on registered and 1% on non-registered transfers, up to $15,000
TD Direct Investing pays up to 3% on eligible external transfers of at least $2,500, with a two-year holding period.
How this promotion works
Up to $15,000 guaranteed cash
Eligible registered transfers earn 3% and eligible non-registered transfers earn 1%, with one combined $15,000 maximum.
- Eligible registered accounts: 3%The $2,500 minimum applies across eligible accounts; the combined reward is capped at $15,000.
- Eligible non-registered accounts: 1%The $2,500 minimum applies across eligible accounts; the combined reward is capped at $15,000.
Normal recurring account fees, not promotion eligibility
- Cash
- Conditional
- Tax-free savings account (TFSA)
- Conditional
- Registered retirement savings plan (RRSP)
- Conditional
- First home savings account (FHSA)
- Free · $0
- Who it is for
- New and existing Canadian TD Direct Investing clients of majority age.
- Qualifying action
- Transfer at least $2,500 in cash or investable assets directly from outside TD Bank Group; complete the first transfer within 60 days of registration or by the funding deadline, whichever comes first.
- Apply or enrol by
- Fund by
- How to apply
- New clients open an eligible account with code CASHBACK; existing clients use the online registration form.
- Holding requirement
- Maintain qualifying assets through November 30, 2028; withdrawals from eligible accounts from July 2, 2026 onward reduce the qualifying amount.
- Reward timing
- Half is paid by December 31, 2027; the recalculated balance is paid by December 31, 2028.
Key conditions
- Eligible registered accounts earn 3%; eligible cash, margin, and corporate accounts earn 1%.
- RIFs, LIFs, RESPs, RDSPs, and most other non-personal accounts are excluded.
- Assets previously rewarded under another promotion, including assets moved out and back, do not qualify.