Wise · Chequing account promotions · Current
Earn $100 with qualifying direct deposits and up to $150 more with card spending
Eligible Wise customers can earn $100 after three consecutive months of qualifying direct deposits and up to $150 more through Wise card spending.
How this promotion works
Up to $250 guaranteed cash
The promotion pays $100 after three consecutive qualifying direct-deposit months and, only after that level is completed, a non-cumulative card-spending reward of $25, $75 or $150. The overall maximum is $250.
- Three-month direct-deposit reward: $100At least $1,000 qualifying amountReceive at least $1,000 in eligible direct deposits in each of three consecutive calendar months within the 120-day reward period.Deposits must use the Wise CAD local account details and a qualifying Canadian Payments Association code.
- Maximum card-spending reward: $150At least $8,000 qualifying amountComplete the direct-deposit level within the same 120-day reward period or no card-spending reward is payable.Settled qualifying purchases pay $25 at $4,500, $75 at $6,500 or $150 at $8,000; only the highest reached tier is paid.Automated teller machine (ATM) withdrawals, cash advances, cash equivalents, returns, refunds, reversals and cancelled purchases do not count.
Normal account cost
$0 monthly fee · No general waiver available
- Who it is for
- Canadian personal Wise Account customers outside Quebec who are the age of majority and have not received a qualifying direct deposit in the prior 24 months.
- Qualifying action
- During the 120 days after enrolment, receive at least $1,000 in eligible direct deposits in each of three consecutive calendar months for $100; after completing that level, earn another $25, $75 or $150 by making $4,500, $6,500 or $8,000 in settled qualifying card purchases.
- Apply or enrol by
- How to apply
- Select “enroll” for Account Bonus in the Wise app between September 14 and December 31, 2026. Activity before enrolment does not count.
- Holding requirement
- Keep the Wise Account open and in good standing when a reward is paid. The card must also remain open and eligible for use to receive the card-spending reward.
- Reward timing
- Wise pays each earned reward in CAD to the Wise Account within 30 business days after the 120-day reward period ends or, if earlier, after the relevant level is completed.
Key conditions
- Customers who received a direct deposit into their Wise Account using CAD local details and a qualifying payment code in the 24 months before enrolment are excluded.
- Quebec residents, business accounts and Wise employees, officers, directors, agents and representatives are excluded.
- One enrolment and one reward set are allowed per customer; the 120-day period starts on the enrolment date.