RBC Direct Investing · Investing promotion · Current

Receive 3% on registered and 1% on non-registered transfers, up to $15,000

New RBC Direct Investing clients can receive up to 3% on qualifying deposits and transfers held through November 2028.

How this promotion works

Who it is for
Canadian residents of majority age who have not held an RBC Direct Investing account, other than GoSmart, during the two years before the offer period.
Qualifying action
Open an eligible account and transfer or deposit at least $2,500 in qualifying cash or securities by the funding deadline.
Apply or enrol by
Fund by
How to apply
Open the eligible account through a promotional link; no promo code is stated.
Holding requirement
Maintain net transferred assets through November 30, 2028; withdrawals, deregistrations, and transfers out reduce the qualifying amount.
Reward timing
Half is paid by December 31, 2027; the recalculated remainder is paid by December 31, 2028.

Key conditions

  • Transfers from RBC-affiliated institutions are excluded, except transfers from RBC personal banking accounts.
  • Only one reward is available per client; for joint accounts, only the primary applicant may participate.
  • Eligible accounts must remain open, funded, and in good standing through the second payment.