RBC Direct Investing · Online brokerage promotions · Current
Receive 3% on registered and 1% on non-registered transfers, up to $15,000
New RBC Direct Investing clients can receive up to 3% on qualifying deposits and transfers held through November 2028.
How this promotion works
Up to $15,000 guaranteed cash
Registered net transferred assets earn 3% and non-registered net transferred assets earn 1%, with one combined $15,000 maximum.
- Eligible registered accounts: 3%The $2,500 minimum applies across all eligible accounts; the combined reward is capped at $15,000.
- Eligible non-registered accounts: 1%The $2,500 minimum applies across all eligible accounts; the combined reward is capped at $15,000.
Normal recurring account fees, not promotion eligibility
- Cash
- Free · $0
- Tax-free savings account (TFSA)
- Free · $0
- Registered retirement savings plan (RRSP)
- Free · $0
- First home savings account (FHSA)
- Free · $0
- Who it is for
- Canadian residents of majority age who have not held an RBC Direct Investing account, other than GoSmart, during the two years before the offer period.
- Qualifying action
- Open an eligible account and transfer or deposit at least $2,500 in qualifying cash or securities by the funding deadline.
- Apply or enrol by
- Fund by
- How to apply
- Open the eligible account through a promotional link; no promo code is stated.
- Holding requirement
- Maintain net transferred assets through November 30, 2028; withdrawals, deregistrations, and transfers out reduce the qualifying amount.
- Reward timing
- Half is paid by December 31, 2027; the recalculated remainder is paid by December 31, 2028.
Key conditions
- Transfers from RBC-affiliated institutions are excluded, except transfers from RBC personal banking accounts.
- Only one reward is available per client; for joint accounts, only the primary applicant may participate.
- Eligible accounts must remain open, funded, and in good standing through the second payment.