Qtrade's Fall 2026 cash-back offer gives new Qtrade Direct Investing clients between $50 and $5,100 when they open an eligible account with promo code OFFER2026 and add at least $1,000 in net new deposits.
Deposits from $1,000 to $10,000 earn 5%. Higher balances receive fixed cash back ranging from $550 for more than $10,000 up to $5,000 for more than $500,000. A client who funds at least $25,000 within 30 days of opening the account receives an additional $100 sign-up bonus.
The account application must be submitted by January 5, 2027, and funded by February 5, 2027. Qualifying assets must remain in the account through February 5, 2028. The account must remain in good standing without a debit position or margin call through March 5, 2028. Qtrade says it will pay the $100 sign-up bonus on or around March 5, 2027, and the cash-back amount on or around March 5, 2028.
Only one cash-back and sign-up bonus is available per client. Assets across multiple eligible new accounts can be aggregated when each account uses the code and receives new assets. Withdrawals or transfers out reduce the qualifying amount. The offer cannot be combined with another Qtrade promotion, and clients who qualify cannot use another Qtrade offer until January 5, 2028. A transfer of at least $15,000 may also qualify for reimbursement of one documented transfer-in fee up to $150.