BMO InvestorLine's Self-Directed new-client offer pays up to 1% cash back in two 0.5% instalments, capped at $10,000 total. Accounts must be opened with promo code SDCASHFT by August 31, 2026, and at least $5,000 in net new assets from outside BMO Wealth Management must arrive by September 30. Existing InvestorLine Self-Directed clients do not qualify.
The first payment is based on qualifying assets maintained through March 31, 2027 and is scheduled for April 12, 2027. The second uses assets maintained through September 30, 2027 and is scheduled for October 18, 2027. Each payment is capped at $5,000.
Funding of at least $10,000 also earns 150 zero-commission stock, ETF and commission-component option trades. The trades are issued within 10 business days after qualifying funding and expire one year later; option contract fees still apply.
Withdrawals reduce the qualifying net-new-assets amount, and dropping below $5,000 through withdrawals ends cash-reward eligibility. Market declines alone do not cause disqualification. Eligible accounts include individual or joint cash and margin accounts, corporate and sole-proprietorship accounts, TFSAs, RRSPs, RRIFs, FHSAs and specified spousal plans.