ATB Financial began two savings offers on July 6, 2026. An eligible Climber Savings Account opened by September 30 earns 4.00 percentage points above the regular rate for its first 90 days, for a total rate of up to 4.50%. The welcome bonus is limited to one account per client, and no account holder can have held a Climber or Springboard Savings Account individually or jointly during the previous three years.
The Springboard Savings Account offer adds 4.00 percentage points to eligible net-new funds in a new or existing account from July 6 through September 30. The combined annual rates are 4.20% below $5,000, 4.50% from $5,000 to $249,999.99 and 4.60% from $250,000. The bonus applies to up to $1 million in net-new funds.
Springboard measures the increase produced by deposits and withdrawals during the campaign. Funds can come from another ATB account type or another financial institution, but transfers between Springboard accounts may not qualify. A Climber withdrawal does not cancel its welcome bonus, which is calculated on the daily closing balance, but it resets the account's regular premium-interest period to day one.