The $0 monthly fee does not make account use free. Debit, transfer, cheque, branch, ATM, and pre-authorized activity can each carry transaction charges.
Vancity
Vancity Pay as you go
A Vancity account with no monthly fee and pay-per-use everyday transactions.
Normal monthly fee$0
Transactions0 monthly
Interac e-Transfers0 monthly
InterestNone
Overview
Features and access
Monthly cost and transactions
- Normal monthly fee
- $0The normal recurring monthly fee is $0.
- Transactions
- 0 monthlyDebit and other everyday transactions are generally charged per use.
Transfers
- Interac e-Transfers
- 0 monthlyInterac e-Transfers are charged per use rather than included without limit.
Card and payments
- Payment card
- YesVancity debit-card access is supported.
ATM and branch access
- ATM access
- YesATM access is available and per-use charges can apply.
- Branch access
- YesBranch transactions are available and charged per use.
Cheques and ownership
- Cheque support
- YesCheques are supported and charged per use.
- Joint account
- UnknownJoint-account support was not established by the reviewed product material.
Interest
- Interest rate
- NoneThe account is not presented as interest-bearing.
Deposit protection
Eligible deposits at Vancity are covered under British Columbia's credit-union deposit guarantee subject to its terms.