Neo Financial

Neo Chequing

A $0-monthly-fee digital spending account whose transaction and Interac allowances remain unverified.

Normal monthly fee$0
TransactionsUnknown
Interac e-TransfersUnknown
InterestSee details
Institution
Neo Financial
Official website
https://www.neofinancial.com/accounts/chequing ↗

Overview

Neo Chequing supports digital everyday banking and optional card access. It is excluded from the no-fee comparison until an unlimited transaction and Interac e-Transfer allowance is verified.

Features and access

Monthly cost and transactions

Normal monthly fee
$0The normal recurring monthly fee is $0.
Transactions
UnknownEveryday payment features are supported; no numbered or unlimited allowance was verified.

Transfers

Interac e-Transfers
UnknownTransfers are supported; the reviewed material does not establish the fee and count entitlement.

Card and payments

Payment card
YesAn optional Neo Money card provides payment access; including two cards for a joint account.

ATM and branch access

ATM access
YesWithdrawals are supported at Canadian ATMs; provider and operator fees can apply.
Branch access
NoNeo presents the account as digitally opened and managed without branch visits.

Cheques and ownership

Cheque support
NoMobile cheque deposit is described as a future feature rather than current support.
Joint account
YesA two-owner joint account is supported.

Interest

Interest rate
See detailsNo Neo Chequing deposit interest rate was established.

Deposit protection

Neo says balances are eligible for CDIC protection; the reviewed pages do not establish the member institution or holding arrangement.