Alterna's eChequing account includes unlimited supported everyday transactions and Interac e-Transfers, plus debit-card, ATM, and cheque access.
The account is online-only and does not provide in-branch transaction access. THE EXCHANGE is a shared surcharge-free Canadian ATM network used by participating banks and credit unions. Alterna advertises more than 3,300 participating Canadian ATMs where withdrawals avoid an Alterna fee and operator surcharge; other Canadian, US, and international ATM use can add network, operator, or foreign-exchange charges.
Cheque transactions and mobile deposit are supported, although cheque orders cost extra. Joint ownership remains unconfirmed from the reviewed product-specific material.
Incoming wire transfers are supported for a fee. Alterna directs clients to contact the bank about sending funds, but outgoing-wire availability from this online-only account was not established by the reviewed material.