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Receive 200 commission-free stock and ETF trades
Open a new eligible account with code EDGE2026; limits apply by account type.
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Online brokerage
CIBC Investor's Edge
A self-directed brokerage with $6.95 regular online stock and ETF trades, conditional annual account fees, and a conditional list of commission-free ETFs.
Canadian stocks$6.95 CAD online trade buy / $6.95 CAD online trade sell
U.S. stocks$6.95 USD online trade buy / $6.95 USD online trade sell
Current promotions
Overview
CIBC Investor's Edge offers Canadian and U.S. investing through web and mobile platforms. Regular online stock and ETF trades cost $6.95 in the trade currency, while a changing list of eligible ETFs has conditions for $0 online buys and sells. FHSA accounts have no annual fee, but other active accounts share a $100 annual fee when the combined market balance is $10,000 or less.
Regular pricing and account fees
These are the regular online rates, excluding temporary promotions. Other account fees, currency conversion costs, service charges, trading fees and paid plans are covered below.
Account availability and recurring fees
- Non-registered cash
- Available · Conditional account feeIndividual cash accounts are available, with the regular balance-dependent annual fee. The annual fee is $100 when the combined market balance is $10,000 or less and $0 above $10,000; it is divided among active accounts excluding FHSA.
- TFSA
- Available · Conditional account feeIndividual TFSAs are available, with the regular balance-dependent annual fee. The annual fee is $100 when the combined market balance is $10,000 or less and $0 above $10,000; it is divided among active accounts excluding FHSA.
- RRSP
- Available · Conditional account feeIndividual RRSPs are available, with the regular balance-dependent annual fee. The annual fee is $100 when the combined market balance is $10,000 or less and $0 above $10,000; it is divided among active accounts excluding FHSA.
- FHSA
- Available · $0 account feeIndividual FHSAs are available with no annual fee. CIBC states that FHSA accounts have no annual fee.
Regular online commissions
- Canadian Stock
- Buy $6.95 CAD online trade · sell $6.95 CAD online tradeRegular online Canadian stock trades cost $6.95 each. Buy: Regular online Canadian stock buys cost $6.95. Sell: Regular online Canadian stock sells cost $6.95.
- Canadian Etf
- Buy $6.95 CAD online trade · sell $6.95 CAD online tradeRegular Canadian ETF pricing is $6.95 per online trade; select eligible ETFs can qualify for conditional commission-free pricing. Buy: The regular rate is $6.95; a changing eligible list has conditional $0 pricing. Sell: The regular rate is $6.95; a changing eligible list has conditional $0 pricing.
- Us Stock
- Buy $6.95 USD online trade · sell $6.95 USD online tradeCIBC states U.S. commissions are denominated in U.S. dollars. Buy: Regular online U.S. stock buys cost US$6.95. Sell: Regular online U.S. stock sells cost US$6.95.
- Us Etf
- Buy $6.95 USD online trade · sell $6.95 USD online tradeRegular U.S. ETF pricing is US$6.95 per online trade; select eligible ETFs can qualify for conditional commission-free pricing. Buy: The regular rate is US$6.95; a changing eligible list has conditional $0 pricing. Sell: The regular rate is US$6.95; a changing eligible list has conditional $0 pricing.
Other fees and features
Accounts and tiers
- Account range
- Cash, margin, TFSA, FHSA, RRSP, RESP, RRIF, locked-in and non-personal accounts
- Active Investor tier
- $4.95 stock and ETF trades after more than 150 trades per quarter
- Young and student tiers
- Conditional pricing tied to age or student status and an eligible CIBC chequing account
Minimums and recurring fees
- Account minimum
- No minimum account balance
- Regular annual account fee
- $100 at a combined market balance of $10,000 or less; $0 above $10,000
- FHSA annual fee
- $0
Service and transfer fees
- Telephone order minimum
- $50 minimum commission for Canadian and U.S. orders
- Incoming transfer fee reimbursement
- UnknownA standing public reimbursement policy was not established from the reviewed official sources.
- Institutional transfer out
- UnknownThe public pricing page points to a signed-in fee schedule that was not used as public evidence.
Investments and trading costs
- Regular online stocks and ETFs
- $6.95 per trade
- Regular online options
- $6.95 plus $1.25 per contract
- Eligible ETF list
- $0 online buys and sells for over 180 eligible ETFs, subject to list and holding-period conditions
- Other investments
- Money-market mutual funds $0; other mutual funds $6.95; fixed-income compensation is included in price or yield
Foreign exchange and currency
- USD account support
- USD account components are available for U.S.-listed stocks and ETFs
- Foreign exchange spread
- Tiered from 225 to 25 basis points by USD transaction amount, shown as 1.6% to 0.2% using CIBC's stated calculation
Markets
- Listed equity markets
- Canadian and U.S. stocks, ETFs and options
- Extended hours
- Extended-hours trading is available
Trading features
- Recurring deposits and dividend reinvestment
- Recurring deposits and no-fee automatic cash-dividend reinvestment
- Options strategies
- Multi-leg options strategies on one ticket
Platforms and data
- Platforms
- Investor's Edge website and CIBC Mobile Wealth app
- Market monitoring
- Real-time market and portfolio monitoring
Orders and research
- Research tools
- Screeners, themes, CIBC Capital Markets research, charts, watchlists, alerts and news
- Order tools
- Advanced order types and multi-leg option tickets
Margin
- Margin account
- Available for borrowing against investments and short selling
- CAD debit rates
- 6.25% below $100,000; 6.00% from $100,000; 4.75% from $1 million
- USD debit rates
- 8.50% below $1 million; 7.00% from $1 million
Custody and protection
- Dealer and protection
- CIBC Investor's Edge is a division of CIBC Investor Services Inc., a CIRO-regulated CIPF member