Wealthsimple advertises its 1% Match 2026 for eligible investment-account transfers. A client must register before initiating transfers, then transfer at least $25,000 in total from another Canadian investment institution within the 30-day qualification period. Cash deposits, Interac e-Transfers, transfers between Wealthsimple accounts and Group Plan transfers do not qualify.
The core match is 1% of net qualifying transfers up to $2 million, for a maximum $20,000 bonus. Wealthsimple pays the bonus in 24 equal monthly instalments to a Wealthsimple chequing account. Transfers must arrive within 90 days after the qualification period ends.
The public landing page provides online registration, while the terms FAQ also describes registration through an invitation in the app or web account or from a Wealthsimple representative. The core offer has no stated registration end date. A separate temporary boost applies to funding above $2 million for clients who register by August 31, 2026; that boost does not change the core 1% rate on the first $2 million.
The required balance is generally held for 730 days after the qualification period, with a 20% withdrawal buffer and specified permitted transactions. Going beyond the available withdrawal amount can permanently reduce future payments. Wealthsimple also reimburses one transfer-out fee for each qualifying account transfer of at least $25,000.