Vancity offers promotional Jumpstart savings rates to qualifying personal memberships opened after January 5, 2026. The current combined annual rates are 4.60% for the first eligible TFSA or RRSP Jumpstart account and 4.50% for the first non-registered account, for 90 calendar days.
The applicant must be an adult B.C. resident with a Social Insurance Number, deposit $5 for membership shares, and open the account with the membership or within 30 days. Promotional interest applies to new funds from outside Vancity Group, up to $1 million; excess balances and balances after 90 days earn the applicable regular rate.
One account per registration type can qualify. The offer cannot be combined with another account-opening promotion unless specified, and a person who previously received or expects another Vancity account-opening benefit is excluded. TFSA and RRSP contribution limits remain the member's responsibility.