Tangerine sets out a two-rate savings offer for new client numbers created from July 28 through October 30, 2026. Eligible accounts opened as primary holder within 60 days earn an annualized 4.50% promotional rate on non-registered Canadian- and U.S.-dollar savings and 5.00% on eligible registered savings for 153 days.
The promotional period starts when the client's first eligible registered or non-registered savings account opens, so an account opened later receives only the remaining time. The cap is $1 million per registered account type and $1 million across non-registered accounts of the same currency. Business, children's and chequing accounts are excluded.
Interest is calculated daily and paid monthly. TFSA and RSP deposits remain subject to contribution limits, which are the client's responsibility. After 153 days, Tangerine's posted rate applies; the offer generally cannot be combined with another promotional savings-rate offer.