BMO InvestorLine sets out a Self-Directed new-client offer for accounts opened with promo code SDCASHFT by August 31, 2026. At least $5,000 in net new assets from outside BMO Wealth Management must arrive by September 30, 2026. Existing InvestorLine Self-Directed clients do not qualify.
The cash reward is split into two 0.5% payments. The first is based on qualifying assets maintained through March 31, 2027 and is scheduled for April 12, 2027. The second uses assets maintained through September 30, 2027 and is scheduled for October 18, 2027. Each payment is capped at $5,000, making the combined maximum $10,000.
Funding of at least $10,000 also earns 150 zero-commission stock, ETF and commission-component option trades. The trades are issued within 10 business days after qualifying funding and expire one year later; option contract fees still apply.
Withdrawals reduce the qualifying net-new-assets amount, and dropping below $5,000 through withdrawals ends cash-reward eligibility. Market declines alone do not cause disqualification. Eligible accounts include individual or joint cash and margin accounts, corporate and sole-proprietorship accounts, TFSAs, RRSPs, RRIFs, FHSAs and specified spousal plans.