ATB Financial describes its new bank account offers and promotions for eligible Alberta residents who open accounts from May 26, 2026 through March 31, 2027. Applicants must be at least 18 and must not have held an ATB personal chequing or savings account, Mastercard or specified personal loan in the previous three years.
The Adulting Essentials package combines the no-fee Generation Account and Gold My Rewards Mastercard for up to $250. Essentials combines Unlimited Chequing and Gold My Rewards for up to $400; Unlimited normally costs $15.95 monthly unless its $4,000 daily-balance waiver or student waiver applies. Essentials Plus combines ATB Advantage and World Elite Mastercard for up to $900; Advantage normally costs $24.95 monthly unless the $6,000 daily-balance waiver applies. The stated package values mix cash, card points and fee savings.
The chequing bonus requires recurring deposits of at least $350 in two consecutive months and two qualifying payments of at least $50 within 60 days. Card conditions include a $700 spend for Gold or $3,000 for World Elite, plus a payment from the new chequing account within 60 days.
The offer is limited to one per client. Eligible accounts must remain open and in good standing for 12 months, and credit-card approval is not guaranteed.